Joan Elizabeth Lloyd

Posted 11/1/00 [M] As I read your collection of embarrassing experiences stories, I recalled an event that wasn't nearly as embarrassing for me as for the young lady involved. While I was in college, I occasionally helped my Mom who managed an apartment house. The manager's apartment, laundry and storage rooms were located in the daylight basement of the building, the first, second and third floors were tenant's apartments, and there was a garden on the roof for the tenants use. The roof garden was a neat place to unwind with a beer after work, or to watch the sun set over the mountains. It also provided great views of the surrounding city, but as taller buildings were constructed nearby, it seems the roof garden itself became a great view.
One Saturday in the early spring, I was sitting in for my Mom while she took a day off. I showed prospective tenants the vacant apartments, a task I had done several times before. It provided an opportunity to do my homework and also help my Mom. About 10:00 AM the telephone rang. A pleasant female voice asked if I was the apartment manager. I informed her I was, and expected the usual questions about apartments to follow. Instead, she explained that she was a secretary on the fifth floor of the building across the street, and that the nude lady sun bathing on the roof was distracting their office staff. She asked if I could tell her to put some clothing on.
I ascended the stairs to the roof garden with some uneasiness. As I emerged from the stairway onto the roof, I glanced at the building across the street and saw that the fifth floor windows were lined with spectators. Then looking toward the roof garden, I saw the object of their attention. A young lady was lying on a terry cloth robe in the spring sunshine. She was on her back and covered by nothing but a straw hat to shield her face from the sun. I knew most of the tenants and recognized her immediately. I had seen her in the laundry room several times, dressed in shorts and a blouse tied around the bottom that exposed her midriff. I secretly admired her shapely figure on those occasions, but seeing her nude was more than I had ever expected.
I approached her and spoke her name several times with no response. She appeared to be asleep. Again I spoke her name as I touched her shoulder. Still no response. It wasn't until I nudged her hard enough that it caused her breasts to move that she awoke. Startled, she sat up, pulling her knees to her chest and wrapping her arms around them to conceal her nakedness. She looked in the direction I pointed as I explained about the telephone call. I don't know if she was more embarrassed by my presence, or by the admiring audience waving to her from across the street. Apologizing profusely, she wrapped her robe around her naked body and quickly headed toward the exit. I watched her admirers return to their desks as she left the roof.

[F 43] This just happened in April of this year (2000). I was leaving the office enroute to the airport for an afternoon flight to Chicago for a meeting the next morning. At the office, I realized that I left my tickets at home and so was racing there first. I got in the house and went straight to my office and found the folder with my tickets, hotel, etc.
I was on my way out when I thought I heard something upstairs. I went up the stairs toward the bedrooms. What I found shocked me totally. The door to my 17 year old daughter's room was open slightly. There I saw my honor student and athlete naked on top of her boyfriend in bed! I was treated to a view of her naked backside riding his penis with NOTHING left to the imagination!!! It was a scene straight out of a porno movie. I instantly felt the blood rush to my face and I became short of breath. I mean here was my daughter who was graduating from high school in two months having sex and taking the active role!!!! What was she thinking?! I backed away and caught my breath and just decided to leave right away for the airport.
All these crazy thoughts raced through my mind, including turning around and heading back to confront them. I was just so shocked by it. My husband was at work and I thought about calling him on the cell phone. I did ring the house but predictably they didn't pick up since they were 'supposed to be' in class, and were otherwise occupied anyway. Plus I don't know what I would have said anyway.
I got on the plane and it was only an hour flight but I kept thinking about it over and over. As a mother, I hate to admit it, but the word 'slut' came to my mind several times. I was so amazed that she'd be risking pregnancy and disease like that. Here she was headed for college in the fall and just risking it all!
Well, its been almost 7 months now since that happened. My daughter is safely off in college as a freshman. We did have a mother-daughter talk when I got back and ended up embarrassing her as much as I was embarrassed. Thankfully, she was on the pill, which turned out to be good since they were both more interested in 'getting laid' than getting married. I never did tell her dad since she and her 'stud' broke up shortly before heading off to college. I'm hoping that she 'got it out of her system' and won't be bedding down with every guy in sight (so far, so good). I've also told myself that by next April, none of this will matter especially since I have a co-worker whose daughter had to drop out college because she got pregnant in April, so I count my blessings! I guess I'm not the first parent who's caught their kids having sex and I certainly won't be the last!
I congratulated the writer of this letter on her sane response. Anything kids can do in your empty house they can do in a car, in a field or anywhere else for that matter. Teach your children respect for their bodies and all about the dangers of disease and pregnancy - then keep the lines of communication open - and hope you don't need them JEL

[F 21] This happened in the spring of '97. Me, a HS senior, and my boyfriend Eric (also a HS senior) were on the verge of graduating. He was a totally buff guy, big into kickboxing, weights, running, swimming, etc. We had been dating each other since the fall. For me, this was a big thing. Up until about a year before that, I was F-A-T. Not many boys paid much attention to me and it kind of hurt. Well, I resolved to lose all that and began running, gradually peeling the weight off. I went from ugly duckling to 'babe' as far as the guys were concerned.
Well, for me -and my family - virginity was a BIG thing. My older sisters waited until marriage and I was supposed to do the same thing. Still, I secretly 'really wanted to'. Well Eric was 'pretty experienced' and he really wanted to get me into bed. The deciding factor was during Christmas break. His parents were downstairs with guests and we were in his room. Eric went down on me and got me off....we didn't do anything else then, but a few days later, I made an appointment with Planned Parenthood and went on the pill. I lost my virginity to him soon afterwards...NO REGRETS!
Fast forward to the Spring. O.k., so we've been 'doing it' secretly since winter. My folks don't suspect a thing and if his folks do, they don't care. It was May and so close to graduation. We hadn't been out sick all year and so began to 'skip' a few times spending the day in his bed. We both were graduating and had blow-off courses. We also weren't obvious. We would skip one day a week. We had 3 days that we could use plus senior skip day so by the time the pattern would show up, we'd be graduated and the teachers would be on vacation. Fool-proof! Well, on 'Day 3'we were up in his bed as usual. He had written a note for the next day as 'my dad' saying that I hadn't been feeling well. I had written a note as 'his mom' around a funeral I had picked out in the paper, knowing that these wouldn't raise an eyebrow (I had been a student aide Junior year in the attendance office!). We were both feeling a little thirsty and also felt like a dip in his backyard pool. I liked to go skinnydipping with him so we headed downstairs nude. It must have been about 9:30 when we stopped in the kitchen for a beer. I don't know to this day what possessed him, or me, but Eric wanted us to step out on the front porch. It was open with a swing and wood floors. The house was brick and so were the porch walls.
Well, we were both in the mood and I got Eric to lay down on the wood floor. I straddled him and lowered myself down on his dick. I loved being on top anyway because I could control the pace and also redirect his dick inside me by leaning forward or back...SO COOL! Eric would play with me down below and would also rest his hands on my breasts. Well, we started to go at it. No problem. Eric was into it and I was into it. As I reached the climax Eric said in an 'almost breathless' voice: "YES, I can feel it!" Well I came and so did he...My head was straight back and my eyes closed....When I leaned forward and opened my eyes, there was the postwoman standing there! OH SHIT! was the only thing I could say and think. She just smiled, put the mail in the box on the cement sill above us and winked at me. Eric was still breathing hard and asking what happened as he opened his eyes beneath me....I was SO embarrassed - and so was Eric. We had gambled on no one being around and had just 'done it' forgetting about the mail! Fortunately I never saw that postwoman again! On Senior Skip Day, we played it safe and just stuck to the backyard!

[M 30] This happened when I graduated high school in 1988. I was 18 at the time and dating one girl regularly. She was a sandy-blonde, with beautiful blue eyes, great body, etc. I couldn't ask for anything more. Her parents weren't that thrilled with me because I was Hispanic and her family was Irish-German. Anyway, we got pretty serious pretty fast and she went on the pill. Most of the time we could do it at my house right after school. We both got out of class at noon, my dad was at work and my older sisters had moved out of the house.
Well, one morning, I came by to pick her up and she wasn't ready yet. She went running in the morning and had gotten back late. Her mom had already left for work and so had her dad. She invited me into the house while she went up to shower and get dressed. Well, I couldn't resist the temptation. As soon as she was in the shower, I stripped and got in with her too. We messed around and decided to skip school. We got out of the shower and I picked her up over my shoulder caveman style and took her down to her parents' bedroom. She was really turned on by all that and we spent the rest of the day messing around in bed.
Around 12:30, we both woke up to car doors slamming. At first we thought it was the neighbors until we heard the front door open downstairs and her mom and one of her friends! They were stopping by during lunch for something! Since there was no way to get down the hall without being seen, we rolled out of bed and were going to try hiding in the closet when the door burst open. Her mom and her mom's friend were both shocked to see us standing there naked! It was definitely NOT a Kodak moment!
Her mom was pretty pissed and told me to get dressed and get my ass out of there! She (and her dad, who was called at work), then grounded my girlfriend for the rest of the month and forbid us to see each other. They called my dad and ragged on him. Fortunately for me, my dad was pretty cool about it all. Since my girlfriend was on birth control pills, he didn't do anything (I think he actually was kind of proud). Well, we basically broke up after that. Her parents shipped her off to California for college while I went into the service. They then sold the house and retired to Arizona. I still live in the same town and every time I drive by that house, I think about that day....hmmmm, yup, for me it was worth it!

Posted 10/3/00 [M-57] "Did you see that couple fornicating?" When I heard my wife's exact words, I had to stop our slowly moving Camry. We'd been negotiating a speed bump exiting the parking garage of a gourmet grocery near American University (in Washington, DC.) heading home about 15 minutes away.
"What did you say?"
"Did you see that couple fornicating!"
Looking around 180 degrees, it was safe to back up. Skeptical, but with no reason not to slowly motor aft, I also gawked to the right. Searching for what? Bare buttocks? Up and down pulses descending between naked knees and wantonly-spread thighs? Some evidence of uncovered flesh in the frenzied give and take of a hearty fuck in a parked car; a sight plenty lascivious for a quiet spring Sunday afternoon.
But what we saw was even more breathtaking in its zestful boldness and chutzpah. There they were, about 90 feet away. Lovers in full, vertical fervor. He, standing; She wrapped, constrictor-like. Each partly clad (yet sufficiently naked; fused and motionless in the payoff of white-heat ecstasy. On stage, as it were, for us alone. The lamps and filtered daylight of the deserted garage spotlighting them. (Likely it was the contrasting colors of their clothing or perhaps a final movement that had drawn my wife's eye.) Wearing bermuda shorts, the man was standing, muscles tensed, his back to us facing the open tailgate of a station wagon in the unmistakable throes of fucking his lover.
She was wearing a billowy blue-white skirt drawn way above her hidden hips and pelvis. Left, right and down the fabric gathered providing a perfect backdrop highlighting not only his hips and legs, but her elevated, circled, unclothed limbs. Her bare arms were tightly wrapped around his upper torso. Her exposed legs, unshod feet locked at the ankles, were "V-ed" at each knee. Lustily curled around her man, they were exquisitely spread leading to barely visible thighs (pleasure-seeking, tenderly flared) arrowing to what we could lustily visualize, a deliciously split, penetrated pussy; wordlessly, lovingly crowing: "My guy's great cock. Am I nailed on it! And it's fucking me sooo deep!"
All of this my wife and I understood with that one encompassing glance. The woman and man were utterly still. A tableaux. Motionless. Frozen in time and in each other. On reflection, we understood precisely why. Engrossed in fucking, this was the exact moment after their climax. They had crested but not yet tumbled off sex's sweet peak. They had reached the precise instant at which, transfixed with passion's overflowing, they were unable to move.
We had not arrived at our ringside seat as they settled deep into and onto the other. Then the urge to merge, is far too imperative. Nor at the frenzy before his hot spurts or the quivering before her coming. Neither of those precious moments are a time for stillness. Instead, this had to be that one magical instant of pelvis's welded together, tongues interlocked, breathes held, cock full-bore, clit throbbing, pubic hair entwined, scents mingled, perfumed juicy essences blended, fluids overflowing.
Climax's just-aftermath; total fulfillment, total stillness.Eyes, ears, lips, tongues, fingers, cock, cunt. Only on, in, for, each other. Feeling nothing but emotion and sensation. For a brief sunburst moment oblivious to every surrounding. (And totally erotically captivating for us.) We saw their every tension balanced. Her arms and legs supporting, grasping. (Useen, her inner sex clenching ferociously.) His hands clutching. His leg's strength taut. (Again unseen, his rock-hardness carrying both their carnalities.) And Anne and I solo audience to silently applaud them.
Our thoughts? Wow! In equal parts. Transfixed. Filled with wonder. Horny over witnessed sexual consummation. Erotic awe at the alchemy and sexual gymnastics. And how quickly could we get home to practice the same magic? For perhaps a minute -- as the lovers remained clasped -- we viewed the scene with lusty reverence. As the seconds ticked by, our prurient faculties urged: "Stay. Enjoy this sight longer. You'll never see its like again." But our Puritan ones proposed: "Go. Leave this pair a little public privacy. (And, let's hurry home.")
Eventually, reluctantly, we slowly drove out.Homeward bound (and now raring to shut our bedroom door and fuck) we told and retold what we saw. But erotic.sensual...intimate questions lingered. Questions to which only our imagination would ever supply the answers.
And as for the wonder and astonishment of our encounter with flagrante delicto alfresco, that star-crossed moment -- the two of them; the two of us? Was it Karma, kismet or just dumb luck? As for the next car's passers-by. Likely they only observed: "Are those two people putting their groceries into the trunk, dear?"

[M 64] I think that the most embarrassed that I have ever been was during my preinduction physical examination prior to entering the military service. Even though it took place in an entirely professional setting, I was still very self-conscious about being totally naked in the presence of two attractive young women who gave me my EKG (Electrocardiogram)! I have since learned that it is not necessary to be nude for this procedure!. Perhaps these young women had been taught that the patient must be completely unclothed for an EKG exam, or perhaps they just took advantage of the situation. You be the judge! This is what happened.
I was 21 years old and had just graduated from college. I joined the Air Force in order to get my military obligation out of the way, since the draft was still in effect at that time. Up until then I had held a student deferment from the draft.
The Air Force made the exam appointment for me at the local Air Force Base just outside our city. At the appointed time, I presented myself to the main desk at the base hospital and was processed fairly quickly. I had only the EKG exam left to accomplish when the desk sergeant told me to report to a room down the hallway and an EKG technician would be with me shortly. I walked into a rather sterile looking room that had only a metal desk, two chairs, an exam table and a contraption on wheels that I surmised was the EKG machine.
Before long, a female Air Force technician walked in with my record and sat at the desk. She had on a starched white uniform with 3 stripes on each sleeve, meaning that she was an enlisted medical technician and not a Registered Nurse. I judged her to be about my age, perhaps a little older. I would have given her an attrac- tiveness rating of an 8 on a scale of 1 to 10! She greeted me with, "Hi, my name is Lori and I'll be doing your EKG exam for you".
She made some small talk, and then asked me if I had ever had an EKG exam before. I said, "No", that this was my first physical exam. She then said, "All right, please remove all of your cloth- ing and lie on your back on the exam table". I guess I must have looked somewhat startled, because she followed up that request with the statement, "clothing can cause the machine to give false read- ings so that is why you have to be nude". It sounded logical, so with her sitting at the desk observing my every move, I stripped to my birthday suit and climbed up on the exam table. I had never been naked in the presence of a young lady before, so believe me, this was a totally new experience!
I climbed up on the table and lay in a supine position while she wheeled the EKG machine over to my left side and began unrolling the electrical cords. Just as I was beginning to lose a little of my self-consciousness about being naked in her presence, there was a knock at the door. She said to me, "Oh, we are training another technician to do these EKGs. I hope you don't mind". Without waiting for my response, she invited the individual who had knocked on the door into the room with a cheerful, "come on in"!
In walked another Air Force female in a starched white uniform similar to the one Lori was wearing. She had only 1 stripe on her sleeves, however, indicating that she was of lower rank than Lori. I judged her to be a couple of years younger than Lori, but this girl was a "knockout", a 10 if I had ever seen one! She had lovely dark olive skin and beautiful dark hair! "Hi, Gloria", Lori greeted her as if nothing out of the ordinary was happening. "This is Mr. ______ and we are going to be doing his EKG this morning".
I mumbled something, but now there were TWO attractive females in the room and I was as naked as the day I was born! Lori attached the suction cups to the left side of my chest, ankles and wrists while Gloria observed. Lori then removed them and had Gloria attach the cups in the same positions while Lori observed her. It was typical "on the job training"! With them running their hands over my chest, stomach, ankles and wrists, I was becoming very aroused and I felt my penis began to stiffen. Sure enough, in spite of my best efforts to control myself, very soon I had a raging erection! They repeated every step of the procedure 3 or 4 times in order to make certain that Gloria had learned it well! And all the time I was lying there on the table on my back stark naked with an erection!! Additionally, I couldn't help but notice that each of the young ladies periodically cast furtive glances down at my member who was "standing at attention" in their honor!
Finally it was over. Gloria helped me wipe the vaseline off my body (used for the suction cups that held the electrodes in place) and then handed me my under clothing. I didn't waste any time in getting dressed. The whole EKG exam had perhaps lasted 30 to 45 minutes, but it certainly seemed longer!
Looking back on it now, although I was extremely self-conscious throughout the entire examination, it WAS a highly erotic experience and one that I will never forget!

[F 23 ] I'm 23 - female of course....and have a truly embarrassing story!
This happened right after I had graduated high school. I was 17 and a month shy of my 18th birthday (July). It was a Friday night, middle of June. My parents were out of town and his dad wouldn't be back by plane until 11 am Saturday , so I was going to spend the night at his house. I was on the pill and had been a 'bad girl' since January (went to bed for the first time on MLK Day! My boyfriend was my first!). My boyfriend was SO smooth, experienced (got caught 'doing it' at 14), good-looking and really built (luv them abs!). He was a jock and I was a jock-ette, doing the triathalon thing - swimming, biking, running. I thought I knew it all, but gave off a 'wholesome' image (my mom's friends were always trying to fix me up with boys). Anyway, right after work, we headed to his house and then decided to walk over to a party a few blocks away that some of our friends were having. You guessed it, THEIR folks were gone too and there was booze - a lot of it. Well, we were cool and thought we could handle it. We even had some of the 'mystery' brew in a vat that had everything mixed into it. Some kids ended up getting sick, but we thought we knew better.
Around 10:30, we decided to pack it and head off to our romantic encounter. I'm glad we had walked because that 'brew' started to really hit us hard! I remember getting to the house and going in the front door. We were both horny and started stripping off our clothes and each others' clothes as we went up the stairs. All I had on was a crop top, cutoffs, panties and my running shoes and so there was that much to begin with. We were already naked by the time we got to his room and he had a hard-on (normal 6 inches and circumsized but THICK). There was deck outside his room built over the breakfast nook, and I remember opening the door and stepping out to look at the stars and the moon. My boyfriend took me from behind as I leaned against the rail and he felt if I was wet. I could feel his penis slip inside me (I luved how he felt inside me!). At the same time, he also slipped his hands around on my breasts (modest 32b's). He thrust for a bit and then we went inside. We screwed around in bed - me on top, him on top, doggy style...you name it! I remember getting off, all of his cum (he always seemed to have a lot!) and then getting sick, firing up in the waste basket near the bed.
Next thing I remember is waking up in bed feeling SO sick. My head hurt like hell and I was so sick to my stomach. I was next to my boyfriend and both of us were lying facedown on top of the bed naked. We had both fired up not only in the trash can but also all over the carpet in his room. The room was filled with sunlight and a warm breeze filled the room. I focused on the clock next to the bed and was startled that it read 3:45! I pulled myself up and shook my boyfriend awake. He was pretty sick too as we both realized that we were supposed to have been at work at noon! I crawled out of bed and made it to his bathroom to pee. I was surprised to still find traces of his cum on my pussy lips as I sat down. There was a mirror on the back of the door and I looked pretty raw. When I got up, he came in next as I slapped water on my face. He handed me a Coke from this little frig in his room. I sipped a little which seemed to help a little. His schlong was pretty hard and it was funny watching him try to pee, but after he got going it got limp and he didn't seem up for sex any more than I was.
We made it back to his room and he picked up the phone and called work (we both worked at one of these 'home improvement centers', but I won't say which). We were both surprised to hear that HIS DAD had already called some time back to say that we were both sick and wouldn't be in today (OOOPS!). Well, my boyfriend hung up, put a towel around his waist and went looking for dad. He came back to report that 'dad's' luggage was home, but he had apparently gone golfing to leave us alone. While we both got in the shower together, neither one of us felt amorous and I proceeded to slowly collect my clothes afterwards - dressing as I went downstairs and then made it home. I found out later that his dad came home and had a long talk with him, but he was cool enough to not say anything to my folks. In any case, I felt embarrassed afterwards to look him in the eye after knowing that he'd seen us like that.
I was SO embarrassed when I found out that he had come home to find the front door wide open, both our clothes strewn all around and both of us lying naked on top of the bed! It really gave me a lesson in the effects of binge drinking! It was a shock waking up naked in bed with my boyfriend anyway, imagine if I had woken up with a boy I didn't want to sleep with or even woken up like that alone with cum still in me and having no idea who I'd been with?! No wonder a lot of girls get pregnant while drunk. Also, we were both lucky that the place hadn't been ripped off - or worse - when you consider the perverts out there! That's all I would have needed was to be raped by some burglar! And we were both lucky that his dad called work or we both would have been fired! I learned a lot from all that and how vulnerable a girl can be! Since then, I've been pretty good and people would be surprised if I told them this story (I guess I look like the poster girl for Virginity or something. I guess I do get a charge out of people not even suspecting my 'bad girl' past!). Anyway, feel free to use my story on your site or in print, just sign it Viki, which is anonymous enough. Just think, 100 years ago, I probably would have been stoned in the village square and you too! :)

I moved the previous tales to a second page so that this page would load more quickly. To read some delightful older stories about embarrassing moments Click Here


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